Wealth Management Process

Stifel’s wealth management process consists of six steps that help get an overview of your current situation, choices available, and what must be done to pursue goals. The process involves gathering relevant financial information, determining your goals, examining current financial status, and formulating a strategy or plan for how to work toward goals given the current situation and future plans.

Wealth Management Process Step Number Wealth Management Process Step Description
1 Establish & Define Relationship
2 Gather Client Information & Data
3 Data Analysis & Plan Development
4 Present the Plan
5 Adopt Plan & Create Action Plans
6 Periodically Review Plan With You

Taking Control

Assess Your Financial Situation

  • Take inventory of assets, including retirement plans
  • Evaluate your income stream

Define Your Goals

  • Buying a house
  • Investing for college education
  • Saving for retirement

Calculate Funds Needed

  • Inflation
  • Risk tolerance

Create a Portfolio to Address Your Investment Goal

  • Allocate funds among appropriate investment categories

Periodically Review Plan With You

  • Respond to changes in objectives
  • Fundamental changes in portfolio (values)
Stifel encourages investors to take control of their financial future. We have developed several services that are designed to help investors with many of the time-consuming details involved in investment planning and supervision.

Like a road map, an investment plan directs to a destination. The map, like the plan, isn’t useful until the destination has been decided — or in the case of investing, the long-term goals defined.

Setting specific goals is the most important step taken when developing your plan. A discussion of financial objectives and goals will provide an understanding of what hopes to be achieved. Any information discussed with Stifel Financial Advisors is kept confidential.

After the long-term goals have been defined, all that remains to be done is deciding the right mix of investments. The entire asset base must be considered. If part of a portfolio is not taken into account, a false picture will be presented.

One can predict how much money can be accumulated over a lifetime from employment or other sources. That amount will remain constant as long as the variables do not change, such as employment. How successfully you invest your money will determine the degree of financial security you will enjoy in the future.

Few things are more vital to your security than knowledgeable investment planning.

You can take control of your financial future by:
  • Developing a sound investment plan offering the greatest opportunity for achieving your goals;
  • Executing that plan;
  • Periodically reviewing that plan and making adjustments for changing financial objectives.
Investment planning and supervision can be time-consuming, but knowing a long-term investment plan is in place may bring the investor comfort and greater confidence.

Because this process takes time, Stifel has designed various services to help investors with many of the details involved in investment planning and supervision.